화재/재해/도난 미리 준비해�? 유병자실손보�?유병력자�?간편심사로 If a grammatical basic principle that is extra to 서툴�?is often a vowel �?and there is no other possibility aside from a vowel �?then that grammatical basic principle can not be additional to 서툴�? 주식매입자금대�?금리�